personal checking accounts

Norway Savings Bank has checking options and a checkless checking option designed with you in mind. Click below to find an account that matches your life.

Shop, pay bills, go live your life—and make your day to day expenses work for you..

earn 15¢ per purchase

checkless, paperless

no monthly fees

At Norway Savings, we embrace what makes you unique. That’s why we offer three Solutions Checking Accounts – to help you be you.

Checking Accounts
Free Solutions1
Full Solutions2
Flexible Solutions3
Minimum Deposit to Open$25$25$25
Interest Bearing?Current RatesCurrent Rates
Monthly Maintenance Fee$0$5 Will not be charged with 15 debit card transactions posted each statement cycle.$20Will not be charged when you maintain a $10,000 average daily balance.
No-Fee Internet Banking
No-Fee Mobile Solutions
No-Fee Bill Pay
ATM Fees Refunded NationwideUp to $20 per statement cycle.Up to $20 per statement cycle.
GenGold: 90 day free trial offer4
Premium Rate Savings Solutions, Certificates of Deposit and Loan OffersCurrent RatesCurrent Rates

Open a new personal checking account online!  You’ll need your social security number, a valid driver’s license (or ID card issued by a state DMV), personal information, joint account holder information (if applicable) and a funding source (checking account from NSB or another Financial Institution). Completing the application takes less than 15 minutes for most applicants. Processing your application will, in most cases, take at least 24 hours. If you require same-day turnaround for your application, please consider visiting one of our 24 convenient branch locations.

We offer additional FDIC Insurance options for deposits over $250,000. Talk to a banker to learn more on how to optimize FDIC Insurance and protect your deposits.

Solutions Accounts Disclosures

1Free Solutions: A $25 deposit is required to open a Free Solutions checking account.

2Full Solutions: A $25 deposit is required to open a Full Solutions checking account. You must receive monthly e-Statements and have at least one direct deposit or recurring, third-party ACH credit each statement cycle to earn interest. ATM fees will be refunded nationwide up to $20 per statement cycle. The $5.00 monthly maintenance fee will not be charged with 15 debit card transactions posted each statement cycle. Free checks are limited to “safety paper” wallet-style checks (see branch for details). Free official checks and money orders are limited to one per day.

3Flexible Solutions: A $25 deposit is required to open a Flexible Solutions checking account. ATM fees (nationwide) will be refunded up to $20 per statement cycle. The $20 monthly maintenance fee will not be charged when you maintain a $10,000 average daily balance. Free official checks and money orders are limited to one per day.

4After 90 days, the GenGold program costs just $4.95 per month, debited from any Norway Savings checking account.

To receive a current copy of Terms & Conditions related to your account, please contact Customer Care: 1.888.725.2207