personal checking accounts

Norway Savings Bank has checking options and a checkless checking option designed with you in mind. Click below to find an account that matches your life.

Shop, pay bills, go live your life—and make your day to day expenses work for you..

earn 15¢ per purchase

checkless, paperless

no monthly fees

At Norway Savings, we embrace what makes you unique. That’s why we offer three Solutions Checking Accounts – to help you be you.

Free Solutions1
Full Solutions2
Flexible Solutions3
Minimum Deposit to Open$25$25$25
Interest Bearing?Current RatesCurrent Rates
Monthly Maintenance Fee$0$5 Will not be charged with 15 debit card transactions posted each statement cycle.$20Will not be charged when you maintain a $10,000 average daily balance.
No-Fee Internet Banking
No-Fee Mobile Solutions
No-Fee Bill Pay
ATM Fees Refunded NationwideUp to $20 per statement cycle.Up to $20 per statement cycle.
Access to 200+ Surcharge-free Maine Cash Access ATMS
GenGold: 90 day free trial offer4
1/8% Off Mortgage Loan Rate5
Premium Rate Savings Solutions, Certificates of Deposit and Loan OffersCurrent RatesCurrent Rates

Open a new personal checking account online!  You’ll need your social security number, a valid driver’s license (or ID card issued by a state DMV), personal information, joint account holder information (if applicable) and a funding source (checking account from NSB or another Financial Institution).  The process takes approximately 10 minutes for most applications.

Solutions Accounts Disclosures

1Free Solutions: A $25 deposit is required to open a Free Solutions checking account.

2Full Solutions: A $25 deposit is required to open a Full Solutions checking account. You must receive monthly e-Statements and have at least one direct deposit or recurring, third-party ACH credit each statement cycle to earn interest. ATM fees will be refunded nationwide up to $20 per statement cycle. The $5.00 monthly maintenance fee will not be charged with 15 debit card transactions posted each statement cycle. Free checks are limited to “safety paper” wallet-style checks (see branch for details). Free official checks and money orders are limited to one per day.

3Flexible Solutions: A $25 deposit is required to open a Flexible Solutions checking account. ATM fees (nationwide) will be refunded up to $20 per statement cycle. The $20 monthly maintenance fee will not be charged when you maintain a $10,000 average daily balance. Free official checks and money orders are limited to one per day.

4After 90 days, the GenGold program costs just $4.95 per month, debited from any Norway Savings checking account.

5Offer applies to Portfolio loans for owner-occupied 1-4 family primary residences, second homes, land loans and investment properties (excluding mobile home loans). A $25 deposit is required to open a Full or Flexible Solutions checking account and the account must be opened prior to the rate lock date of the mortgage. Automatic loan payments from the Full or Flexible Checking Account are required and will be set up at the time of loan closing.  Offer is subject to change or withdrawal without notice.

To receive a current copy of Terms & Conditions related to your account, please contact Customer Care: 1.888.725.2207