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JENNIFER L. COOK, CTFA
Executive Vice President, Head of Trust & Wealth Management
Jen has been working with trust and investment management clients for over 30 years. Her areas of expertise include estate and financial planning for individuals and non-profits. Jen graduated from the University of Maine with a Bachelor of Science in Marketing. She attended Cannon Financial Institute and graduated from the Personal Trust Program in 1996 and Personal Trust Graduate Program in 2008. Jen earned her designation as a Certified Trust and Fiduciary Advisor (CTFA) in 1997. She is a past Board member of the Alzheimer’s Association of Maine, Mercy Hospital Planned Giving Committee and the 75 State Street Board of Trustees. She is also a member of the Maine Estate Planning Council.
Email: [email protected]
Phone: 207.482.7911
KURT C. GARASCIA, CIMA, CTFA
Vice President & Senior Investment Officer
Kurt has worked in the investment industry since graduating from University of Maine with a Bachelor of Science in Business Administration and Finance in the class of 2000. Kurt earned his designation as a Certified Trust and Fiduciary Advisor (CTFA) in 2003 and as a Certified Investment Management Analyst (CIMA) in late 2024. His role with the Asset Management Group encompasses investment research, individual security selection, and the ongoing management of portfolios.
Email: [email protected]
Phone: 207.482.7912
BARBARA E. COUGH
Assistant Vice President & Relationship Manager
Barbara joined the NSB team in February 2025 and possesses over 25 years of wealth management experience, most recently with HM Payson. A Bar Harbor native and Portland resident, Barbara is known for providing outstanding service and planning guidance to clients as they pursue and achieve their financial goals. She completed the Personal Trust program through Cannon Financial Institute and has also received a certificate in Financial Planning from Merrimack College. Barbara earned her Bachelor of Science degree in Marketing from Husson College (now Husson University) in Bangor.
Email: [email protected]
Phone: 207.482.7942
RACHAEL BILLINGS, CTFA
Vice President & Senior Trust Officer
Rachael joined Norway Savings in October 2023. She has 19 years of experience in banking, with 9 years in the trust and fiduciary services industry. Rachael works with individuals, families and organizations to help identify goals and develop a plan to achieve their objectives. She enjoys trust planning and administration, and earned the Certified Trust and Fiduciary Advisor (CTFA) designation in 2018. Rachael graduated from the University of Maine with a degree in International Affairs and Political Science. She is a member of the Maine Estate Planning Council.
Email: [email protected]
Phone: 207.482.7967
BRIAN J. BERNIER, CFP® & AIF ®
Vice President & Investment Officer
Brian has been with Norway Savings Bank for over 20 years serving in leadership positions in which he has supported the growth of the bank throughout southern Maine. With his background in banking Brian is skilled at providing exceptional service to help clients achieve their financial goals. Brian graduated from the University of Southern Maine in 1995 with a Bachelor of Science in Business Administration and a minor in Economics. Brian also graduated from the New England School of Financial Studies in 2012, earned his Accredited Investment Fiduciary designation in 2015, and his Certified Financial Planner™ certification in 2022. Brian is a member of the Maine Estate Planning Council.
Email: [email protected]
Phone: 207.482.7930
JACOB OUELETTE, CRPC®, AFIM®, SIPC
Vice President & Investment Officer
Jake joined Norway Savings Bank in the Spring of 2014. He has 9 years of experience in the investment industry, and is passionate about ESG Investing – aligning client’s portfolios with their values and beliefs. In 2016 Jake earned his Sustainable Investment Professional Certification (SIPC) through Concordia University in Montreal, Quebec Canada. In 2023 he earned his Accredited Fiduciary Investment Manager (AFIM®) and his Chartered Retirement Planning Counselor (CRPC®) designations. Jake is a member of the Maine Estate Planning Council and serves on several committees within Norway Savings Bank.
Email: [email protected]
Phone: 207.482.7966
KEYSHA N. WRIGHT
Trust Officer
Keysha is originally from Arizona with minor backgrounds in both dental design and art. She has served at Norway Savings since 2019 when she moved to Maine. Keysha started as a Float CRR for the Greater Portland Market and then, in 2022, was promoted to Branch Supervisor. Overall, Keysha possesses over 15 years of customer service experience and 5 years of leadership experience. She is an artist by nature and has used these creative, critical thinking skills to best guide her clients to find financial success. Keysha is a business account specialist and has honed a variety of skills in building deep and successful connections with clients. Keysha is thrilled to utilize her education in advanced account maintenance to help further her career in Trusts and Investment. She enjoys spending her free time with her puppy, Mattie, and creating art with her boyfriend.
Email: [email protected]
Phone: 207.482.7913
MICHELLE O. WICKHAM, CTOP®
Assistant Vice President & Trust Operations Officer
Michelle joined Norway Savings Bank in 2011. She is originally from the Philippines. She graduated with High Honors from the University of Southern Maine in 2016 with a Bachelor of Science degree, majoring in Accounting. Michelle earned her Certified Trust Operations Professional designation (CTOP®) in 2023 and is a member of the Maine Estate Planning Council. She brings 5 years of retail banking experience and dedication to providing exceptional customer service.
Email: [email protected]
Phone: 207.482.7910
ANNA M. LAWSON
Trust Associate
Anna joined Norway Savings Bank in 2023 as a Customer Relations Representative and was promoted to the role of Trust Associate in the Asset Management Group in early 2025. A Gardiner native, Anna quickly made genuine connections with both customers and team members alike, demonstrating her commitment to establishing and nurturing relationships on a daily basis since her arrival at the bank. She is a graduate of Southern Maine Community College where she majored in Marketing and Graphic Arts. Anna continues her education to expand her base of trust and investment knowledge and expertise, allowing her to best assist clients with their unique needs. Anna enjoys traveling as well as outdoor activities in her beloved home state, where she is thrilled to be able to help others achieve their financial and personal goals as a member of the Asset Management Group.
Email: [email protected]
Phone: 207.482.7934
