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Jen-Cook-AMG

JENNIFER COOK, CTFA

Senior Vice President, Head of Trust & Wealth Management

Jennifer joined Norway Savings Bank in 2005 and has been working with trust and investment management clients for 25 years. Her area of expertise includes estate and financial planning for individuals and nonprofits. Jennifer graduated from the University of Maine with a Bachelor of Science in Marketing. She attended Cannon Financial Institute and graduated from the Personal Trust Program in 1996 and Personal Trust Graduate Program in 2008. Jennifer earned her designation as a Certified Trust and Fiduciary Advisor (CTFA) in 1997. She is a past Board member of the Alzheimer’s Association of Maine and is currently serving on the Board of Trustees for Seventy-Five State Street as well as the Finance and Human Resource committees. She is also a member of the Maine Estate Planning Council.

Email: [email protected]

Phone: 207.482.7911

Kurt-Garacia-AMG

KURT C. GARASCIA, CTFA

Vice President & Senior Investment Officer

Kurt has worked in the investment industry since graduating from The Maine School of Business at the University of Maine. Kurt earned his designation as a Certified Trust and Fiduciary Advisor (CTFA), and joined Norway’s Asset Management Group in 2004. His role encompasses investment research, individual security selection, and the ongoing management of portfolios. Kurt is an active volunteer, working with the United States Tennis Association, The Casco Bay Watershed, and Brunswick Youth Baseball.

Email: [email protected]

Phone: 207.482.7912

AMG-Mary

MARY LEAVITT, CSOP, CTFA

Vice President & Senior Trust Officer

Mary has thirty years of experience in trust and fiduciary services. She began her career in Trust Operations before becoming a Trust Officer. She is a graduate of New England School of Banking Trust Division and holds an Associate Degree from Southern Maine Vocational Technical Institute. Mary earned her Certified Securities Operations Professional designation (CSOP) in 1998 and her Certified Trust and Fiduciary Advisor (CTFA) designation in 2003. Mary is a member of the Maine Estate Planning Council, serves on the Maine Bankers Trust and Wealth Management Committee, and is a member of the Finance Committee for United Way of Androscoggin County.

Email: [email protected]

Phone: 207.791.2110

Rachael-Billings-AMG

RACHAEL BILLINGS, CSOP, CTFA

Vice President & Senior Trust Officer

Rachael joined Norway Savings in October 2023. She has 19 years of experience in banking, with 9 years in the trust and fiduciary services industry. Rachael works with individuals, families and organizations to help identify goals and develop a plan to achieve their objectives. She enjoys trust planning and administration, and earned the Certified Trust and Fiduciary Advisor (CTFA) designation in 2018. Rachael graduated from the University of Maine with a degree in International Affairs and Political Science. She is a member of the Maine Estate Planning Council. In her free time, Rachael enjoys spending time with her family, hiking and traveling. 

Email: [email protected]

Phone: 207.482.7967

AMG-Brian

BRIAN J. BERNIER, CFP® & AIF ®

Vice President & Investment Officer

Brian has been with Norway Savings Bank for over 20 years serving in leadership positions where he has supported the growth of the bank throughout southern Maine. With over 25 years in banking, Brian is skilled at providing exceptional service to help clients achieve their financial goals. Brian graduated from the University of Southern Maine in 1995 with a Bachelor of Science in Business Administration and a minor in Economics. Brian also graduated from the New England School of Financial Studies in 2012, earned his Accredited Investment Fiduciary designation in 2015, and his Certified Financial Planner ™ certification in 2022. Brian is a member of the Maine Estate Planning Council. In his spare time, Brian enjoys distance running, swimming, biking, kayaking and spending time outdoors anywhere in Maine.

Email: [email protected] 

Phone: 207.482.7930

brittany-jpg

BRITTANY L. ROBIDOUX, CTFA

Vice President & Trust Officer

Brittany has ten years in the trust and fiduciary services industry. She began her career at Norway Savings Bank, in 2011, as a Trust and Investment Associate for the Asset Management Group (AMG). She earned her Certified Trust and Fiduciary Advisor (CTFA) in 2014, and was promoted to Trust Officer, with the AMG. In 2017, she moved to Delaware to work in the Trust industry at First State Trust Company and City National Bank, where she specialized in Special Needs Trusts. Missing Maine, her family and friends, she relocated back to Maine and rejoined the AMG team in 2021. In her free time Brittany enjoys traveling and spending time with her friends and family.

Email: [email protected]

Phone: 207.482.7913

AMG-Jake

JACOB OUELETTE, CRPC®, AFIM®, SIPC

Assistant Vice President & Investment Officer

Jake joined Norway Savings Bank in the Spring of 2014. He has 9 years of experience in the investment industry, and is passionate about ESG Investing – aligning client’s portfolios with their values and beliefs. In 2016 Jacob earned his Sustainable Investment Professional Certification (SIPC) through Concordia University in Montreal, Quebec Canada. In 2023 he earned his Accredited Fiduciary Investment Manager (AFIM ®) and his Chartered Retirement Planning Counselor (CRPC ®) designations. Jake is a member of the Maine Estate Planning Council and serves on several committees within Norway Savings Bank. In his free time Jake enjoys volunteering as a health and fitness coach at CrossFit Rising Tide in the Biddeford/ Saco Community.

Email: [email protected]

Phone: 207.482.7966

AMG-Doug

DOUGLAS C. GROSS, CPA

Assistant Vice President & Trust Officer

Doug joined Norway Savings Bank in February of 2023 after returning to Maine. Previously, Doug had worked at a community bank in central New Hampshire, serving as Director of Tax & Financial Planning for the bank’s asset management division. He earned a JD from the University of Maine School of Law in 1992, and a Bachelor of Arts from the University of Michigan in 1988. Doug has been a CPA since 2001, focusing on individual tax planning and compliance.

Email: [email protected]

Phone: 207.482.7942

AMG-Michelle

MICHELLE O. WICKHAM, CTOP®

Assistant Vice President & Trust Operations Officer

Michelle joined Norway Savings Bank in the winter of 2011. She is originally from the Philippines. She graduated with high honors from the University of Southern Maine in 2016 with a Bachelor of Science degree, majoring in Accounting. She earned her Certified Trust Operations Professional designation (CTOP) in 2023 and is a member of the Maine Estate Planning Council. She brings 5 years of retail banking experience and dedication in providing exceptional customer service.

Email: [email protected]

Phone: 207.482.7910

AMG-Kimberly

KIMBERLY A. BEAN

Trust Associate

Kimberly has 2 years of retail banking experience, as well as over 27 years of customer service experience. Kimberly started at Norway Savings Bank in the Summer of 2021 and has embraced her role within the bank, looking for opportunities to learn more and take classes where possible. She enjoys assisting our customers and clients with finding products and services that will help them achieve their financial and personal goals. She is excited to learn more about how to enrich our relationships with our AMG clients and how to bring more customers to our bank, as well as expand her education here at Norway Savings Bank. When not at work, Kimberly loves spending time at Disney and lives with her husband of 17 years and their 2 cats.

Email: [email protected]

Phone: 207.482.7934