The deposit rates and Annual Percentage Yields (APYs) may change at the bank’s discretion, however, certificates of deposit are fixed for the term. The APY assumes interest will remain on deposit. Fees may reduce earnings.

Open a new deposit account online!  You’ll need your social security number, a valid driver’s license (or ID card issued by a state DMV), personal information, joint account holder information (if applicable) and a funding source (checking account from NSB or another Financial Institution).  The process takes approximately 10 minutes for most applications.