Daniel Walsh
President & Chief Executive Officer
Dan Walsh has over 35 years of banking experience, joining Norway Savings in 1997 as a Vice President & Commercial Lender. Dan earned a Bachelor of Science in Finance from Salem State University, an MBA from Southern New Hampshire University and he is also a graduate of the American Bankers Association National Graduate School of Banking. Dan currently serves on the boards of Norway Savings Bank, Western Maine Health and Maine Preservation. Dan also serves on the Greater Portland Council of Government’s Revolving Loan Committee.
Darci Hamm
Executive Vice President, Chief Operating Officer
Darci Hamm has worked in the banking industry for over 25 years. She began her career with Norway Savings Bank in 1999. Darci plays an important role in many of the bank’s strategic initiatives, while overseeing commercial lending, marketing, trust & wealth management, and all retail banking functions, including branch administration, customer care, retail lending, asset quality, cash management and the deposit operations department. Darci holds a Bachelor of Science degree in Business Administration from the University of Maine. She is also a graduate of the New England School of Banking. Darci serves on the board of Maine hoMEworks and volunteers with Junior Achievement.
Richard St. Pierre
Executive Vice President, Treasurer & Chief Financial Officer
Rich St. Pierre joined Norway Savings in December, 2023 with more than 20 years of senior financial management leadership experience, including 10 years in the banking industry. As Treasurer and Chief Financial Officer, Rich manages the bank’s financial accounting, budget, and investments. In addition, he oversees the finance, facilities, and project management teams. Rich holds a Bachelor of Science degree in Accounting from the University of Southern Maine and is a Certified Public Accountant (CPA). Rich currently serves on the board of Kennebec Valley Community Action Program as well as the board and loan committee of Southern Maine Finance Agency.
Jennifer Cook
Executive Vice President, Head of Trust & Wealth Management
Jennifer Cook has been working with trust and investment management clients for over 30 years. Her areas of expertise include estate and financial planning for individuals and non-profits. Jen graduated from the University of Maine with a Bachelor of Science in Marketing. She attended Cannon Financial Institute and graduated from the Personal Trust Program in 1996 and Personal Trust Graduate Program in 2008. Jen earned her designation as a Certified Trust and Fiduciary Advisor (CTFA) in 1997. She is a past Board member of the Alzheimer’s Association of Maine, Mercy Hospital Planned Giving Committee and the 75 State Street Board of Trustees. She is also a member of the Maine Estate Planning Council.
Richard Flagg
Executive Vice President, Senior Commercial Banking Officer
Rick Flagg joined Norway Savings Bank in 2001 as a Vice President, Commercial Lender. In his current role as Executive Vice President, Senior Commercial Banking Officer, Rick oversees all commercial lending, business development and portfolio management. Rick graduated from the University of Maine in Orono, with a Bachelor of Science degree in Economics. In 2018 he graduated from the prestigious Graduate School of Banking at Colorado. He is a current member of MEREDA’s board of directors and a past president and board member of RMA.
Jackie Curtis
Senior Vice President, Senior Human Resources Officer
Jackie joined Norway Savings Bank in 2022 as Vice President of Human Resources after accruing more than 20 years of human resources experience in the banking and health care industries. She has been instrumental in building upon the bank’s high achievement and support culture, leading recruitment and retention strategies, and partnering with team members across the bank to ensure opportunities to thrive and grow are offered through Norway Savings’ Learning & Development program. Jackie graduated from the University of Southern Maine and has earned the distinction of SHRM Senior Certified Professional and HRCI Senior Professional in Human Resources. Outside of her role at Norway Savings, Jackie volunteers with Olympia Snowe Leadership Institute, is an active member of the Central Maine Human Resources Association and the Society for Human Resources Management.
Randy Easler
Senior Vice President, Senior Retail Banking Officer
Randy Easler has worked at Norway Savings Bank for over 11 years in a variety of roles, including Vice President, Loan Operations Manager; Vice President, Retail Loan Center Manager; and Vice President Saco Branch Manager. He currently oversees all retail banking functions, including branch administration, retail business development, and sales activities. He is also responsible for the quality, growth, and profitability of the retail portfolio. Easler has provided leadership and support in many of the bank’s strategic initiatives, including the unification of NSB’s Retail Loan Center and Loan Servicing teams. Easler attended Thomas College in Waterville where he earned a Bachelor of Science degree in Business Management.
Andrew Goodwin
Senior Vice President, Chief Information Officer
Andy Goodwin joined Norway Savings in the summer of 2023 with more than 25 years of IT and executive leadership experience. As Chief Information Officer, Andy oversees the overall management of Information Technology and Information Security. Andy has a Bachelor of Science degree in Business Administration and Computer Science from the University of Maine at Farmington and a Master’s degree in Geographic Information Systems from the University of Maine at Orono.
Deb McPhail
Senior Vice President, Deposit Operations
Deb McPhail has worked in the banking industry for over 40 years. She joined Norway Savings Bank in 1982 and has worked in many positions as she developed her career. In her current role, she oversees electronic and deposit services, the Customer Care Center, and other divisions of the bank. Deb is a graduate of University of Maine at Augusta with an Associate’s degree in Secretarial Science and Business, the New England School of Banking and the Graduate School of Banking at Colorado.
Dawn Mugford
Senior Vice President, Chief Risk Officer
Dawn joined the NSB team in January 2025 and assists in the monitoring, measuring, and controlling of all major risk types. As the BSA (Bank Secrecy Act) Officer, she also oversees the BSA and Security Teams. Prior to her arrival, Dawn served as an EVP, Chief Risk Officer, and SVP, Director of Operational Risk Management & Corporate Security/Investigations, at large regional banks. She was recognized as one of the “Top 50 Women Chief Risk Officers of 2024” by Women We Admire and earned her Bachelor of Business Administration from Wilfrid Laurier University. Dawn is an active volunteer at a variety of nonprofits, including as a current Board member for the American Red Cross.
Melissa Rock
Senior Vice President, Marketing Director
Melissa joined Norway Savings in 2017 and oversees the bank’s marketing team as well as leading the brand development, customer-facing digital technology sourcing, and community giving efforts at NSB. She holds a Certified Financial Marketing Professional (CFMP) designation and graduated with honors from the New England School of Financial Studies in 2023. Melissa is also an alumnus of Macalester College in St. Paul, Minnesota, where she majored in Economics. She serves as a board member and secretary for Loon Echo Land Trust in Bridgton and is on the advisory board for the North Conway-based Ham Charitable Foundation.
