Daniel Walsh
President & Chief Executive Officer
Dan has over 40 years of banking experience, joining Norway Savings in 1997 as a Vice President & Commercial Lender. Dan earned a Bachelor’s Degree in Finance from Salem State University, an MBA from Southern New Hampshire University, and he is also a graduate of the American Bankers Association National Graduate School of Banking. Dan currently serves on the boards of Norway Savings Bank, MaineHealth Mountain Region, MaineHealth Stephens Hospital (Vice Chair) and is a member of the Federal Reserve Bank of Boston’s Community Depository Institutions Advisory Council. Dan also serves as Chair of the Maine Bankers Association’s Executive Committee and is a member of both the American Bankers Association’s Community Bankers Council and its Membership Council.
Darci Hamm
Executive Vice President, Chief Operating Officer
Darci has worked in the banking industry for 30 years, arriving at Norway Savings Bank in 1999. She plays an important role in many of NSB’s strategic initiatives, while overseeing commercial lending, asset management, and retail banking, including branch administration, customer care, retail lending, asset quality, cash management, and the deposit operations and marketing departments. Darci is a graduate of the University of Maine with a Bachelor’s Degree in Business Administration, the New England School for Financial Studies, and the Graduate School of Banking at Colorado. She is a current board member of Maine hoMEworks and a past board member of Norway Downtown and the Kennebec Girl Scout Council. She has also served as a volunteer for Junior Achievement of Maine.
Richard St. Pierre
Executive Vice President, Treasurer & Chief Financial Officer
Rich joined Norway Savings as Senior Finance Officer SVP in 2023 and was appointed Treasurer and Chief Financial Officer EVP in 2025. He possesses more than 20 years of senior financial management leadership experience including 10 years in the banking industry. Rich oversees the overall management of the Bank’s financial accounting, budget, investments, facilities management, and project management. Rich holds a Bachelor’s Degree in Accounting from the University of Southern Maine and later earned his Certified Public Accountant (CPA) designation.
Jennifer Cook
Executive Vice President, Head of Trust & Wealth Management
Jennifer has worked in the trust and investment industry for 30 years. She joined Norway Savings in 2005 and in 2016, she was promoted to lead the trust and investment team as the senior member of the Asset Management Group. Jennifer graduated from the University of Maine with a Bachelor’s Degree in Marketing. She attended Cannon Financial Institute, where she graduated from the Personal Trust Program in 1996 and Personal Trust Graduate Program in 2008. Jennifer earned her designation as a Certified Trust and Financial Advisor (CTFA) in 1997.
Richard Flagg
Executive Vice President, Senior Commercial Banking Officer
Rick joined Norway Savings Bank in 2001 as a Vice President, Commercial Lender. In his current role, Rick oversees all commercial lending, business development, and portfolio management. Rick graduated from the University of Maine in Orono with a Bachelor’s Degree in Economics. In 2018, he graduated from the prestigious Graduate School of Banking at Colorado. He is a current member of Maine Real Estate and Development Association’s Board of Directors, Membership Committee, and Marketing Committee.
Jackie Curtis
Senior Vice President, Chief Human Resources Officer
Jackie joined Norway Savings Bank in 2022 as Vice President of Human Resources after accruing more than 20 years of human resources experience in the banking and health care industries. In 2024, she was promoted to her current role. Jackie has been instrumental in building upon the bank’s high achievement and support culture as well as the enhanced Learning & Development program. She graduated from the University of Southern Maine and has earned the distinction of SHRM Senior Certified Professional and HRCI Senior Professional in Human Resources. She has served as a mentor for the Olympia Snowe Women’s Leadership Institute for the last three years.
Randy Easler
Senior Vice President, Chief Retail Banking Officer
Randy has worked at Norway Savings Bank for over 11 years in a variety of roles, including Vice President, Loan Operations Manager; Vice President, Retail Loan Center Manager; and Vice President, Saco Branch Manager. He currently oversees all retail banking functions, including branch administration, retail business development, and sales activities. He is also responsible for the quality, growth, and profitability of the retail portfolio. Randy attended Thomas College in Waterville, where he earned a Bachelor’s Degree in Business Management.
Andrew Goodwin
Senior Vice President, Chief Information Officer
Andy joined Norway Savings in the summer of 2023 with more than 25 years of IT and executive leadership experience. As Chief Information Officer, Andy oversees the overall management of Information Technology, Information Systems, and Business Intelligence Teams. Andy has a Bachelor’s Degree in Business Administration and Computer Science from the University of Maine at Farmington and a Master’s Degree in Geographic Information Systems from the University of Maine at Orono.
Deb McPhail
Senior Vice President, Chief Deposit Operations Officer
Deb McPhail has worked in the banking industry for over 40 years. She joined Norway Savings Bank in 1982. In her current role, she oversees and supports BSA, electronic and deposit services, as well as many other divisions of the Bank. Deb earned an Associate’s Degree from the University of Maine at Augusta and is a graduate of the New England School of Banking and the Graduate School of Banking at Colorado. She is also a member of the Board of Directors for Community Concepts.
Dawn Mugford
Senior Vice President, Chief Risk Officer
Dawn began at Norway Savings Bank in January 2025 and assists in the monitoring, measuring, and controlling of all major risk types to ensure the strength of the Bank through the risk management infrastructure. During her banking career, Dawn has served as EVP; Chief Risk Officer; SVP, Credit Risk Management; and SVP, Director of Operational Risk Management & Corporate Investigations at other financial institutions. She earned her Bachelor of Business Administration from Wilfrid Laurier University in Canada. Dawn is a member of the Board of Directors for American Red Cross – Southern Maine Chapter.
Melissa Rock
Senior Vice President, Chief Marketing Officer
Melissa joined Norway Savings in 2017 and oversees the Bank’s marketing team as well as leading the brand development, marketing strategy, and community giving eff orts at NSB. She earned the Certified Financial Marketing Professional (CFMP) designation in 2013 and graduated with honors from the New England School for Financial Studies in 2023. She is the vice president of the board of Loon Echo Land Trust and sits on the advisory board for the Kendal C. and Anna Ham Charitable Foundation. Melissa is also an alum of Macalester College in St. Paul, Minnesota, where she majored in Economics.
