Fees

Account Related Fees

GenGold:
Monthly fee (after 90-day free trial)$4.95
Annual fee (after 90-day free trial)$49.95
Health Savings Accounts
Paper statement fee (per month)
$2.00
Inactive Checking/Money Market Checking (per month)
Accounts inactive more than one year
$4.00
Inactive Savings Accounts (per month)
Accounts inactive more than two years
$4.00
Overdraft & Insufficient Funds:
Overdraft Fee & Insufficient Fund Fee applies to items/transactions created by check, in-person withdrawal, recurring debit card payments, Bill Pay transactions, automated clearing house (ACH) transactions or other ways you can access funds in your account. For consumers only: a maximum of $175 per day applies.
Overdraft fee (per item)$35.00
Insufficient Funds (returned item)$20.00
Night Deposit:
Key Replacement$10.00
Zipper Bag (Replacement)$3.00
Stop Payment Fee
Per Check or ACH$35.00
Recurring Debit Card Payment$30.00
Internet Banking & Zelle®$30.00

Checks

Canadian Check Collection Fee (per check)$25.00
plus current exchange rate
Check PrintingCost of checks, plus postage and handling
Collection Items$ 25.00 plus any additional fees
Counter Checks (each)$1.00
Money Orders (each)$6.00
Official Checks (each)$6.00

Safe Deposit Box

Rental FeesVaries by Size
Key Replacement$ 25.00
Drilling Fee$ 50.00, plus cost of drilling

Wire Transfers

Domestic:
Incoming$16.00
Outgoing (In Person)$28.00
Outgoing (Business Internet Banking)$25.00
Foreign:
Incoming$20.00
Outgoing Consumer (Available to Customers Only)$75.00
Outgoing Business (Available to Customers Only)$50.00
Outgoing Business (Foreign Exchange Desk)$75.00

Internet Banking

Internet BankingNo Charge
Mobile SolutionsNo Charge
Zelle®No Charge
Bill Pay (Consumers Only)No Charge
Business Online – Small Business Bill Pay
With e-StatementsNo Charge
Without e-Statements (per month)$5.75

Research

Hourly Rate$36.00
Bank Statement Copies (per statement)$6.00
Check Copies (per check)$1.00

Other Fees

ATM/Debit Card Overnight Replacement$50.00
Foreign Currency Ordering Fee$20.00
plus other applicable fees
Foreign Currency Redemption Fee$20.00
plus other applicable fees
Foreign Draft Fee$25.00
plus other applicable fees
IRA Transfer Fee$35.00
Legal Processing (Levies, Subpoenas, etc.)$100.00
Notary Public (non-customers)$20.00
Photocopy Fee (per copy)$0.25
Returned Deposit Item (per item)$15.00
Transfer fee from savings to cover overdrafts (Separate Agreement Required)$5.00
Gift Card$5.00

Resolving Disputes

From the Bureau of Financial Institutions:

If you have a dispute with your financial institution regarding your deposit account, contact the financial institution’s consumer complaint representative or department and attempt to resolve the problem directly with the financial institution.

 If the financial institution fails to resolve the problem, write a letter detailing the problem and the resolution you are seeking to: 

Department of Professional and Financial Regulation
Bureau of Financial Institutions
36 State House Station, Augusta, ME 04333-0036 

or contact the Bureau by their online form, or visit the Bureau of Financial Institutions/ Complaints page

The Bureau of Financial Institutions will acknowledge receipt of your complaint promptly and investigate your claim. You will be informed of the results of the investigation.