fees
Account Related Fees
| GenGold: | |
| Monthly fee (after 90 day free trial) | $4.95 |
| Annual fee (after 90 day free trial) | $49.95 |
| Health Savings Accounts Paper statement fee (month) | $2.00 |
| Inactive Checking/Money Market Checking(month) Accounts inactive more than one year | $4.00 |
| Inactive Savings Accounts(month) Accounts inactive more than two years | $4.00 |
| Overdraft & Insufficient Funds: | |
| Effective October 3, 2022: New Overdraft Terms Overdraft fee (per item) Fee applies to overdraft items paid created by check, in-person withdrawal, recurring debit card payments, or other electronic means. For consumers only: a maximum of five charges of $35 or $175 per day applies. | $35.00 |
| Insufficient Funds (returned item) | No Charge |
| Night Deposit: | |
| Key Replacement | $10.00 |
| Zipper Bag without lock (Replacement) | $3.00 |
| Zipper Bag with lock (Replacement) | $24.00 |
| Stop Payment Fee: | |
| Per Check or ACH | $35.00 |
| Recurring Debit Card Payment | $30.00 |
| Internet Banking & Zelle® | $30.00 |
Checks
| Canadian Check Collection Fee (per check) | $25.00 plus current exchange rate |
| Check Printing | Cost of checks, plus postage and handling |
| Collection Items | $ 25.00 plus any additional fees |
| Counter Checks (each) | $1.00 |
| Money Orders (each) | $6.00 |
| Official Checks (each) | $6.00 |
Safe Deposit Box
| Rental Fees | Varies by Size |
| Key Replacement | $ 25.00 |
| Drilling Fee | $ 50.00, plus cost of drilling |
Wire Transfers
| Domestic: | |
| Incoming | $16.00 |
| Outgoing (In Person) | $28.00 |
| Outgoing (Business Internet Banking) | $25.00 |
| Foreign: | |
| Incoming | $20.00 |
| Outgoing Consumer (Available to Customers Only) | $75.00 |
| Outgoing Business (Available to Customers Only) | $50.00 |
| Outgoing Business (Foreign Exchange Desk) | $75.00 |
Internet Banking
| Internet Banking | No Charge |
| Mobile Solutions | No Charge |
| Zelle® | No Charge |
| Bill Pay (Consumers Only) | No Charge |
| Business Online – Small Business Bill Pay | |
| With e-Statements | No Charge |
| Without e-Statements (month) | $5.75 |
Research
| Hourly Rate | $36.00 |
| Bank Statement Copies (per statement) | $6.00 |
| Check Copies (per check) | $1.00 |
Other Fees
| ATM/Debit Card Overnight Replacement | $75.00 |
| Foreign Currency Ordering Fee | $20.00 plus other applicable fees |
| Foreign Currency Redemption Fee | $20.00 plus other applicable fees |
| Foreign Draft Fee | $25.00 plus other applicable fees |
| IRA Transfer Fee | $35.00 |
| Legal Processing (Levies, Subpoenas, etc.) | $100.00 |
| Notary Public (non-customers) | $20.00 |
| Photocopy Fee (per copy) | $0.25 |
| Returned Deposit Item (per item) | $15.00 |
| Transfer fee from savings to cover overdrafts (Separate Agreement Required) | $5.00 |
| Gift Card | $5.00 |
