fees
Account Related Fees
GenGold: | |
Monthly fee (after 90 day free trial) | $4.95 |
Annual fee (after 90 day free trial) | $49.95 |
Health Savings Accounts Paper statement fee (month) | $2.00 |
Inactive Checking/Money Market Checking(month) Accounts inactive more than one year | $4.00 |
Inactive Savings Accounts(month) Accounts inactive more than two years | $4.00 |
Overdraft & Insufficient Funds: | |
Effective October 3, 2022: New Overdraft Terms Overdraft fee (per item) Fee applies to overdraft items paid created by check, in-person withdrawal, recurring debit card payments, or other electronic means. For consumers only: a maximum of five charges of $35 or $175 per day applies. | $35.00 |
Insufficient Funds (returned item) | No Charge |
Night Deposit: | |
Key Replacement | $10.00 |
Zipper Bag without lock (Replacement) | $3.00 |
Zipper Bag with lock (Replacement) | $24.00 |
Stop Payment Fee: | |
Per Check or ACH | $35.00 |
Recurring Debit Card Payment | $30.00 |
Internet Banking & Zelle® | $30.00 |
Checks
Canadian Check Collection Fee (per check) | $25.00 plus current exchange rate |
Check Printing | Cost of checks, plus postage and handling |
Collection Items | $ 25.00 plus any additional fees |
Counter Checks (each) | $1.00 |
Money Orders (each) | $6.00 |
Official Checks (each) | $6.00 |
Safe Deposit Box
Rental Fees | Varies by Size |
Key Replacement | $ 25.00 |
Drilling Fee | $ 50.00, plus cost of drilling |
Wire Transfers
Domestic: | |
Incoming | $16.00 |
Outgoing (In Person) | $28.00 |
Outgoing (Business Internet Banking) | $25.00 |
Foreign: | |
Incoming | $20.00 |
Outgoing Consumer (Available to Customers Only) | $75.00 |
Outgoing Business (Available to Customers Only) | $50.00 |
Outgoing Business (Foreign Exchange Desk) | $75.00 |
Internet Banking
Internet Banking | No Charge |
Mobile Solutions | No Charge |
Zelle® | No Charge |
Bill Pay (Consumers Only) | No Charge |
Business Online – Small Business Bill Pay | |
With e-Statements | No Charge |
Without e-Statements (month) | $5.75 |
Research
Hourly Rate | $36.00 |
Bank Statement Copies (per statement) | $6.00 |
Check Copies (per check) | $1.00 |
Other Fees
ATM/Debit Card Overnight Replacement | $75.00 |
Foreign Currency Ordering Fee | $20.00 plus other applicable fees |
Foreign Currency Redemption Fee | $20.00 plus other applicable fees |
Foreign Draft Fee | $25.00 plus other applicable fees |
IRA Transfer Fee | $35.00 |
Legal Processing (Levies, Subpoenas, etc.) | $100.00 |
Notary Public (non-customers) | $20.00 |
Photocopy Fee (per copy) | $0.25 |
Returned Deposit Item (per item) | $15.00 |
Transfer fee from savings to cover overdrafts (Separate Agreement Required) | $5.00 |
Gift Card | $5.00 |